Relocation guide · 2026

Residence by investment 2026: programs compared

Compare residence-by-investment programs by entry threshold, qualifying asset, holding period, physical presence and family inclusion.

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Decision method

Filter the objective first, then choose the country

A strong route starts with the applicant's constraints: nationality, family, source of funds, budget, acceptable physical presence and target timeline. Treat the shortlist as the start of a comparison, not a universal recommendation.

Who it suits

For “Residence by investment 2026: programs compared”, the initial country comparison is Portugal · Greece · Italy · Hungary · Cyprus · Malta · United Arab Emirates · Latvia. Best for applicants with documented capital who value a structured route, family inclusion or less physical residence. Distinguish direct citizenship by investment, residence by investment and discretionary citizenship for exceptional economic contribution.

What to check before starting

Before signing, screen nationality, dependants, source of funds/wealth, banking, the qualifying asset, payment timing and refund protection. For property, verify approved-project status, valuation and holding restrictions.

Documents & evidence

Beyond civil records, prepare bank statements, tax returns, asset/business sale agreements, dividends, company ownership and a full source-of-wealth narrative. For the asset, document valuation, contract, escrow/bank trail and mandatory holding period.

Real timeline & budget

The minimum investment is rarely the total cost. Add due diligence, processing, interviews, certificates, dependants, transfers, tax and professional costs; for property add registration, maintenance and exit risk. Compliance can control the timeline.

Risks & restrictions

Critical risks include banned nationality, opaque funds, a sanctioned bank, a non-qualifying asset, early sale and a program change. Never make a non-refundable payment before applicant and family pre-screening.

Next practical step

Map source of wealth from origin → storage → transfer bank → evidence for each step. Then compare three programs on total family cost, holding period, mobility and nationality-screening risk before choosing the asset.

Relocation guide

Real case · investor residence without full relocation

A Portuguese Golden Visa holder used the low-presence model and, after the then-applicable five-year period, applied directly for citizenship without first converting to permanent residence. It illustrates route architecture rather than today's timeline: the 2026 nationality reform lengthened ordinary naturalisation periods.

Country shortlist

Countries worth comparing for this search intent

This is a topic-specific shortlist rather than the full catalogue. Each country opens a separate Relocation guide covering cities, population, religion, salary, living costs and the wider immigration context.